A Five-Point Checklist to Help You Hire an Insurance Advisor
Your family depends on your financial support to enjoy a decent standard of living, which is why insurance is especially important once you start a family. Insurance helps you stay protected from financial hardship if the unexpected happens and also serves as an important component when it comes to strengthening your financial planning.
With so many insurance companies providing several types of insurance policies, it can be quite tricky to choose one that best suits your needs. This makes seeking help from a life insurance advisor a crucial step in buying an insurance policy. Insurance advisors provide specialized guidance and advice for investment in various insurance schemes such as mortgage insurance, health insurance, travel insurance, etc.
To help you find the best advisor I have compiled a list of services that your insurance advisor should provide.
- Super visa.
Super visa covers an unexpected sickness or injury, which requires immediate medical treatment. Ensure your potential advisor provides a super visa insurance to help protect your parents or grandparents who are likely to visit Canada.
- Travel Insurance.
To be on the safer side, it’s crucial to insure yourself while traveling. Hire an advisor who can provide a travel insurance to protect yourself and your loved ones against unexpected illness or injury during your vacation, either out of the province or out of the country.
- Critical Insurance.
Sometimes life throws the unexpected at us, Which is why it’s necessary to prepare yourself beforehand. Buying a critical insurance is one such step. By doing so you can protect yourself from any critical illnesses. Hire an advisor who will assist you in buying a critical insurance.
- Disability Insurance.
Ensure your prospective advisor will help you with a disability insurance. It will insure your earned income against the risk that a disability can create by being a barrier to completing the core functions of your work.
- Investment.
Life insurance can be one of the best investment decisions you can ever make. Life insurance policies carry minimum investment risk and provide long-term insurance benefits. Go with an advisor who will help you invest in the best life insurance policy to secure your family’s future.
If you’re looking for an insurance advisor in Scarborough, ON, contact Jovy Manuyag at Living Benefits Specialist. I am very passionate about insurance and work closely with my clients to understand their financial goals. I help them make wise financial decisions to build their current and future dreams as per their needs. To learn more about services that I provide please click here. If you have any questions about getting yourself insured, get in touch with me by clicking here.